Sunday, March 28, 2010

It all began...

It all began when our 401K nearly disappeared. A Sunday night speaker http://www.agfinancial.org/ at church said, "tomorrow morning you will hear that American banks and investment companies have failed...".
...and it was so.


Wayne's job gives him a new assignment, to open another campus of Small Houses http://www.otterbein.org/about-us/avalon for Otterbein Homes http://www.otterbein.org/
which will land Wayne the husband/father unit in Lebanon and require a move for the family base camp.

So now what? Carter will be a senior in high school [class of 2011] and then we will have empty nest...for a moment.

So now what? What is sustainable?
I set up a real estate search alert [a client portal http://remax-elite-sooh-oh.com] that automatically feeds new listings for under 100K houses in Warren County Ohio.
Could I live in a ranch? ...http://www.atomic-ranch.com/resources/resources.php

124 days ago [November 24, 2009] a new listing uploaded: 1988 Keever Road.
"Subject to Lenders Short Sale. Sold As Is. Large eat-in Kitchen/Dining area. Large lot. Home needs TLC. County Recorder square footage 1546. Hardwood floors. Beautiful woodwork."

...empty nest, weekend commute house, a grandma and grandpa house this could be a great house.

Check it out every which way...google maps street view, satellite views,
Warren County Auditor's, www.co.warren.oh.us/audit, site maps and documents.
Cool!...I can see this place RetirementPlan20.10.

B
y early December my wary husband drives us down from Columbus to Lebanon, Ohio for a walk through.

Bare for winter, it is personal; not just a description in the MLS listing*(see below). Up close and personal. I find
an attic w/stairs, a basement with a spider room, a bridge over a spring's run, horses across the front yard, and a train chugging visitors along the bank of the Turtle Creek South Lebanon, Ohio.www.lebanonrr.com/. Way Cool!

Donna Kiser our realtor, a woman of few words...203K HUD rehab loan. It's a long process but a good deal, if you qualify.

*From the MLS listing
Features
Age: 68 years
1st Floor Bath: Yes
1st Floor Bed: Yes
School Dist: Lebanon City SD
S/A Taxes: 841.85
Hoa Fee: 0.00
Lot Size: per County Auditor
Levels: 1 Story
Basement: Full, Unfinished, Concrete Floor
Construction: Wood
Garage: 1 car, Attached, Side
Parking: Driveway
Kitchen: Wood Floor, Eat-In, Country, Solid Surface Ctr, Butler's Pantry
Outside: Patio, Porch
Misc: Ceiling Fan, Sump Pump, 220 Volt, Handyman Spc, Pets Allowed
Heating: Oil
Cooling: Window Unit
Gas: None
Water: Public
Sewer: Septic
Appliances: Dishwasher
Bath 1: Full Level: 1
Room Dimensions
Entry: 6x4 Level: 1
Bedroom1: 16x12 Level: 1
Bedroom2: 11x10 Level: 1
Bedroom3: 15x9 Level: 1
Dining Room: 12x12 Level: 1
Kitchen: 11x12 Level: 1
Living Room: 23x13 Level: 1
Study: 10x9 Level: 1

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